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Back several decades to find out what makes Banking Systems unstable. He concluded that the deciding factor is the level of political interference in the system. This last about one hour. Good afternoon, everyone. Welcome. Were going to start our program. Im david cowen, president of the museum of American Finance. Were joined today by chairman of the board and our friends from cspan are taping today. Our guest lecture is charles calomiris, professor Financial Institutions at the Columbia University business school. He also teaches at the school of international and public affairs. Charles received his ba in economics from Delhi University where he graduated magna cum laude and matriculated through stanford when he cut his ph. D in economics. He is a member of the shaft open Market Committee as well as the financial economists roundtable and the Federal Reserves centennial advisory board. Charlie is wellknown in the field. Am quite poor that two of the many accolades that he has receiv

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