When a private lender fails to respond promptly to a consumer’s claim that it falsely presented the consumer’s borrowing history, Congress established under the Fair Credit Reporting Act that the lender is liable for damages. The justices on Monday, at oral argument in U.S. Department of Agriculture
Monday’s argument in U.S. Department of Agriculture Rural Development Rural Housing Service v. Kirtz presents a routine statutory drafting problem arising out of a run-of-the-mill consumer lending dispute. The Rural Housing Service in the Department of Agriculture lends money to promote the developm