will be completely forgiven. it s a great idea but the program is a mess. it s so inefficient, and complicated. too many people just give up. think of a service member defers their student loan payment, while they re deployed. the system is so restrictive that their active duty service didn t count ads public service and the loan isn t forgiven as promised. it s outrageous. the man to my left is going to fix it. the department of education has pr proposed changes that will make this program work better and over the long-term much better. and now the department issues emergency temporary changes to retroactively credit public service so it counts and loans are forgiven. since i ve been in office, more than 175,000 teachers, nurses, police officers, have been able to get over $10 billion in loan forgiveness so far through this