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5 Ways To Revenge Spend Without Financial Regret

KXLY April 20, 2021 7:00 AM MoneyTips Posted: Updated: With businesses and individuals taking steps to return to normal living, there’s a lot of pent up consumer demand to spend. The new term “revenge shopping” implies that consumers will be making up for lost time with a boom in products and experiences they couldn’t purchase during the lockdown. The National Retail Federation estimates that retail sales will increase between 6.5 to 8.2 percent this year over last year to a total of $4.4 trillion, exceeding the 4.4 percent average during the previous five years. Of those who plan to indulge in a few revenge purchases, the 2021 McKinsey consumer sentiment report found that around half of consumers admit to being pandemic-fatigued and intend to splurge on things like high-end fashion, beauty, and electronics.

10 Tips For Dealing With Holiday Debt, Part 2

Channel3000.com January 6, 2021 9:00 AM MoneyTips Posted: Updated: CentralITAlliance Closeup on concerned elegant 40 year old woman in gold sequin skirt and white sweater under decorated Christmas tree near present boxes checking her waller. Holiday Debt On the Increase Are your credit cards still smoking from holiday overuse? Based on a recent MagnifyMoney survey, it wouldn’t be surprising. Consumers who financed their holiday spending averaged $1,381 in holiday spending debt – a six-year high and a sharp increase from 2019’s $1,325. Increases in wages and consumer confidence are at least partly to blame. Did a personal increase in wages and confidence lead you into a mountain of holiday debt?

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