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In-Plan ESG Options Could Increase Retirement Contributions

The majority of plan participants that are currently investing or would like to invest in environmental, social and governance funds want their investments to make an impact on issues concerning employee welfare and fair wages.

Plans With ESG Options See Larger Contribution Rates

Plans With ESG Options See Larger Contribution Rates Ninety percent of participants who are aware of environmental, social and governance options in their plan’s lineup say they invest in them.  Reported by A new Schroders study finds incorporating environmental, social and governance (ESG) investments into retirement plans may lead to greater contribution rates. The “2021 U.S. Retirement Survey,” conducted in late January among 1,000 U.S. consumers ages 45 to 75 and 230 workers with employer-sponsored defined contribution (DC) plans, reported that of those participants who were aware that their plan had ESG options, nine out of 10 said they invest in them. The survey found that 37% of DC plan participants said they are offered ESG-related investment options by their employer, while 40% said they did not know.

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