and as you said, a lot of those people are receiving subsidies anyway. it s turning into a massive welfare program. and a really expensive one. at the end of that, when that all becomes clear, and it s happening pretty quick, you re going bailout. there is no other option. that s why legislation has already been offered up in congress to prevent that. it won t pass because they need it. the administration s take, julie, is that they are squeaking by the death spiral threat and that they think by march they can get the numbers they need? right. they feel like even though they missed their target for the young invincibles they need to sign up for this program that they reached a program sustainable even if it stayed here through march. to tucker s point when you have people who are older, who are sicker who are signing up, you can understand why those are the first people who want to get into a marketplace when they have health insurance available. weert a subsidy or insurance for th