Over £1.2billion was stolen by criminals through fraud in 2022, according to a report by UK Finance. We look at the situations where people need to be most cautious.
<h2>Highlights</h2>
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<li>Green mortgages have a growing role to play in decarbonising the UK’s housing stock by helping borrowers to improve the energy efficiency of their homes.</li>
<li>This is a systemic issue, and every part of the housing value chain has a role to play – including mortgage lenders and brokers.</li>
<li>Lenders risk missing their decarbonisation targets if they don’t evolve their support for homeowners to enhance energy efficiency – this is one of several reasons why brokers can expect to see an increase in green mortgage products and innovation.</li>
<li>Brokers have a key role to play in helping borrowers navigate a complex and nuanced landscape in terms of green home finance.</li>
<li>There are various Consumer Duty considerations for ESG products centred around suitability, and the more specifi