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<h2>Highlights</h2> <ul> <li>Green mortgages have a growing role to play in decarbonising the UK&rsquo;s housing stock by helping borrowers to improve the energy efficiency of their homes.</li> <li>This is a systemic issue, and every part of the housing value chain has a role to play &ndash; including mortgage lenders and brokers.</li> <li>Lenders risk missing their decarbonisation targets if they don&rsquo;t evolve their support for homeowners to enhance energy efficiency &ndash; this is one of several reasons why brokers can expect to see an increase in green mortgage products and innovation.</li> <li>Brokers have a key role to play in helping borrowers navigate a complex and nuanced landscape in terms of green home finance.</li> <li>There are various Consumer Duty considerations for ESG products centred around suitability, and the more specifi

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