In the competitive landscape of the banking industry, pricing strategy plays a crucial role in attracting and retaining customers while ensuring profitability.
In the banking industry, profitability and operational efficiency are crucial for sustained success, and a key aspect of banking operations that significantly impacts profitability is cost of funds.
The financial technology (fintech) lending industry in Indonesia has experienced significant growth in recent years because of the adoption of technology-based solutions and the increasing demand for accessible financial services.