Insurers told to pay small businesses for lockdown losses MANY small businesses will receive insurance payouts covering losses from the first national lockdown, following a ruling from the Supreme Court. It will pave the way to insurance payouts on claims for coronavirus-related disruption, for those with business interruption insurance policies. The Supreme Court ruled largely in favour of an appeal by the Financial Conduct Authority (FCA) following widespread concern over the lack of clarity and certainty for firms seeking to cover substantial losses incurred by the pandemic and first national lockdown. The Federation of Small Businesses welcomed the ruling, saying many firms had been left in financial limbo over the past year.