having an president on them. gregg: even though a stay at home mom or dad have half ownership in the interest 6 spouse? in some states. in community property that is true. that is where it s easy in california, nevada, louisiana where legally you do have half. then it doesn t matter. you can get, you just go and say i m sorry. i am a community property state. i get a credit card. gregg: is there any non-community property states. i know, but it s hard to believe. what should people do? if you don t have, if you are a stay-at-home and don t have a separate income you have to build up your credited. so have your husband or your wife put you as an authorized user on a credit card and eventually that will help you build up your credit. another thing is to go to a credit card union when l they
offer credit cards and loans to people with little or no credited. the other idea is to get a secured credit card which is basically you go to a bank, put up collateral. you say i m going to put $5,000 into this bank account. that is collateral against this credit card. so you have the income, but you just don t have the credit. that will help get your credit score up, as well. the idea is to get a better credit score on your own and then eventually you can get a credit card on your own. gregg: one of ways is to borrow money and then pay it off and do so many in advance or certainly in a timely fashion? yes. you have to be careful when you are an authorized use where your husband or wife you have to pay it off month after month, don t miss. gregg: i remember finally after years of saving money had enough money to buy a car. my father said, borrow the money and then pay it off after five
may now be homeless. heather: there is a law designed to protect college kids from predatory credit card companies. why are so many stay-at-home parents fighting against it. gregg: tropical storm alberto the first named storm of the season raging off the mid-atlantic coast. much of the threat is right there in the carolinas. heather: my neck of the woods. gregg: we re going to track the storm s path. heather: this is pretty cool. all eyes upward for a heavenly light show. ring of fire eclipse makes a rare appearance. are you going to look at it, gregg? don t look at it with the naked eye because you will hurt your retina and iris and all kinds of things.
spot but let s skip that, do we have new york times headlines, threatening a pac ad. talk to us about this? all thank you is not to run an ad but where a group of campaign consultants approached the founder of td america trade a billionaire, who wants to defeat the president and they came to him with a budget of $10 million and an idea to run ads going after reverend wright and that connection. romney said don t do it. we have this guy and a lot of very rich people on both sides of the spectrum but especially on the republican side who want did defeat the president. right in and they are allowed with the super pac law now to put unlimited money. the down side, two down sides. the consultants come. they are out to make money for
don t take chantix if you ve had a serious allergic or skin reactioto it. if you develop these, stop taking chantix d see your doctor right away as some can be life-threatening. if you have a history of heart or blood vessel problems, tell your doctor if you have new or worse symptoms. get medical help right away if you have symptoms of a heart attack. use caution when driving or operating machinery. common side effects include nausea, trouble sleeping and unusual dreams. my inspiration for quitting were my sons. they were my little cheering squad. [ laughs ] [ male announcer ] ask your doctor if chantix is right for you.