for our employees by providing them a portion of health savings account matching them dollar important dollar and high deductible. so the premiums are low and health insurance doesn t cost much. we do natural approaches to health and people on our program we keep them in in a program that helps them maintain health. we have very low costs. this is going to force our organization to have to buy health insurance with he deductibles, high premiums. it s really not going to be able to allow us to fund the health savings account which is going to be worth less because the insurance will allegedly cover everything. it takes away customer health insurance policies so insurance companies are going to make us spend more money. clayton: where does the lawsuit stand now? the lawsuit is in federal district court in houston.