CD rates are exceptionally high — but they won’t stay this way forever. Lock in this 6% rate while you can. CD rates are exceptionally high — but they won’t stay this way forever. Rates on savings vehicles like CDs and high yield savings accounts have skyrocketed since 2022, with many of the top accounts offering rates of return of over 4% to 5%. If you wait too long to lock in rates, however, you could miss out on these high rates of savings. The Federal Reserve has been raising interest rates