Time for India to reap gains from democratised innovation: Gopal Srinivasan financialexpress.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from financialexpress.com Daily Mail and Mail on Sunday newspapers.
India's shift from traditional banking to neobanking is driven by the Unified Payments Interface (UPI) and open networks, as per an ASSOCHAM-PwC study. Neobanks using embedded financial services have the potential to transform how Indians access financial services.