the breach is a very poor response by this company and by this industry. first of all, they wanted to make people have to give up their legal rights to get things fixed that they caused and you and i didn t cause. they also wanted to charge us for getting the kind of products necessary to try to make us whole as best we can for the mess we re in. all those things are wrong. the response was wrong. and it is time that these companies understood that they have to be held accountable, not going to be able to decide for themselves how they handle these kinds of problems any more. they have to account for themselves, be monitored, and have to be answerable. that s just the way it s going to be. i would love if that was the case but the irony is on the same day equifax, delayed announcement, of this massive data breach, congress held a hearing on a bill that would roll back regulations on the credit burst, called the fcra