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My brokerage account how much i was paying in fees and it wasnt until i hired and independent consultant who told me how much i was paying. It shocked me. One of the points the article made was that over the course of 30 years, to investors two investors with roughly the same amount of money but one with an actively managed account would reap much less than going to an index fund. Over the long run, actively managed accounts cannot beat the market. They are lucky to stay even with the market. I wonder if you could tell us if there are any studies you are aware of about an advantage of an actively managed account versus the advantages of an index fund. Secretary perez you have taken the words out of my mouth. In our research we have seen the same studies. The concern i hear the most frequently is that this is going to hurt small savers. I would respectfully assert that small savers are the people who need to make sure that their advisors are working in their best interest. Small savers

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