And they dont like to follow the rules. I dont blame them i was a rambunctious kid myself when i started managing my own money. I didnt know the rules at first. And when i learned them, i spurned them because i didnt believe they could help or they cut off my upside. Even if they cushioned the inevitable downside. The rules kept me from making a huge amount of money when things were going gang busters to keep me from losing big money when things went badly. The house of pain the rules im discussing tonight keep you in the game, even when things are tough and you make those mistakes. [ buzzer ] the rules protect you against your own bad judgment about whats going on in the companies you own or whatever is happening in the market overall. But if youre going to make money using stocks because you just cant get much of a return anywhere else these days, thats pretty much the case, youre going to have to work harder with your money to do so and that requires discipline discipline because on