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Have a credit card? Yes, one - always at zero balance
City: Auckland
What’s your current financial goal, and how do you plan to get there? Until the Government announced sweeping changes to housing tax policy to try and reduce the number of housing in investor hands, by the time we got to retirement it was to keep building on our property portfolio and then selling whatever we needed to make sure the debt was paid off, and generate some passive income. This has been our long-term strategy since our early 20s. I bought my first property on my own at 22, with another partner, then my husband Shane and I got together. He and I bought our first property together at 23.