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Amidst rising interest rates, fuel and energy prices, certainty is king

Amidst rising interest rates, fuel and energy prices, certainty is king
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Kensington Mortgages launches special rates and makes buy-to-let rate cuts

Kensington Mortgages has launched a pair of special rates across its residential and buy-to-let (BTL) whilst also making a number of rate cuts to its BTL range. On the BTL range rates are cut up to 0.4% and now start at 2.99% for a 2-year fix at 75% loan-to-value (LTV). There is also a special edition rate at 2.59% for a 2-year fix at 75% LTV. For houses in multiple occupation (HMOs) and multi-unit blocks (MUB) rates start at 3.39% and for Property Plus at 3.19% – each for a 2-year fix at 75% LTV, respectively. On the residential front rates start from 3.25% for a 2-year fix at 75% LTV and 5.19% for a 2-year fix at 90% LTV. Kensington recently reinstated its large loan offering, up to £2m, at up to 80% LTV, in addition to offering a special edition rate at 1.99% for a two-year fix at 70% LTV.

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