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FHLBank San Francisco Releases January 2021 Cost of Funds Index

SAN FRANCISCO, Feb. 26, 2021 (GLOBE NEWSWIRE) The Federal Home Loan Bank of San Francisco (Bank) announced February 26, 2021, that the 11th District Monthly Weighted Average Cost of Funds Index (“COFI”) for January 2021 is 0.457%. The index for December 2020 was 0.460%. As previously announced, the Bank will no longer calculate the COFI after the publication of the December 2021 index on January 31, 2022, because of the significant decline in the number of financial institutions eligible to report the data used to calculate the indices. The COFI is computed from the actual interest expense reported for a given month by the Arizona, California, and Nevada savings institutions members of the Bank that satisfy the Bank’s criteria for inclusion in the COFI (“COFI Reporting Members”). For January 2021, 9 eligible institutions reported COFI data. Changes in interest rates on adjustable rate mortgage loans offered by many financial institutions are tied to

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