On the effective date of the conversion, ICC became a wholly owned subsidiary of ICC Holdings, Inc. For the year ended December 31, 2021, we had direct written premiums of $71.1 million, net premiums earned of $53.9 million, and net earnings of $4.1 million. For the year ended December 31, 2020, we had direct premiums written of $59.0 million, net premiums earned of.