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Operator Greetings, and welcome to the Independent Bank Group Fourth Quarter 2020 Earnings Call. [Operator Instructions] As a reminder, this conference is being recorded. It is now my pleasure to introduce Paul Langdale, Senior Vice President and Director of Corporate Development. Thank you. You may begin. Paul Langdale Senior Vice President, Head of Investor Relations and Director of Corporate Development Good morning, everyone. I am Paul Langdale, Senior Vice President and Director of Corporate Development for Independent Bank Group, and I would like to welcome you to the Independent Bank Group Fourth Quarter 2020 Earnings Call. We appreciate you joining us. The related earnings press release and the slide presentation can be accessed on our website at ibtx.com. I would like to remind you that remarks made today may include forward-looking statements. Those statements are subject to risks and uncertainties that could cause actual and expected results to differ. We intend suc

United statesDavid brooksMichelle hickoxPiper sandlerPaul langdaleBrad milsapsBrady matthew gailey keefeMatt olneyBrady gaileyMichelles hickoxMatthew covington olney stephens incCorporate developmentWoods incBank group incCorporate development for independent bank groupBank group fourth quarter