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How to refinance student loans for 30 years By Kevin Payne Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as Credible below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders, all opinions are our own. Refinancing your student loans to a 30-year term can lower your monthly payment, freeing up more money for other financial goals. (iStock) When you take out student loans, you typically have 10 years to repay them. But if that’s not enough time, refinancing is one way to get more.

Public service loan forgivenessCredible operations incCredible operationsDirect consolidationDirect consolidation loanFederal student aidPay as you earn repayment planBased repayment planContingent repayment planபொது சேவை கடன் மன்னிப்புநம்பகமான செயல்பாடுகள் இன்க்நம்பகமான செயல்பாடுகள்நேரடி ஒருங்கிணைப்புநேரடி ஒருங்கிணைப்பு கடன்கூட்டாட்சியின் மாணவர் உதவி