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Form 485BPOS VARIABLE ANNUITY ACCOUNT

Form 485BPOS VARIABLE ANNUITY ACCOUNT
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New yorkUnited statesUnited kingdomNew york stock exchangeCity of birminghamGrove pointState of new yorkUnited kingdom generalState of alabamaHong kongMorgan stanleyRichardj bielenRaymond jamesLegg masonMarkw maurerBradford rodgers

Form 497VPU PROTECTIVE VARIABLE ANNU

Form 497VPU PROTECTIVE VARIABLE ANNU
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Updating summary prospectusPurchase paymentAnnuity dateSurrender chargeContingent deferred sales chargePremium based chargeContract yearSecurepay medical evaluation feeAnnual withdrawal amountMaximum anniversary value death benefit feeVariable accountBase contractMonthly anniversary dateMonthly anniversaryBenefit base

Form 497K James Alpha Funds Trust

Form 497K James Alpha Funds Trust
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Newport beachUnited statesAndrewj duffyGlobal real estate investments fundFund prospectusExpenses of the fundFund operating expensesNew york stock exchangeService ruleSaratoga advantage trust the predecessor portfolioDeposit insurance corporationRanger global real estate advisorsSale of fundYork stock exchangeAscent investment advisorsPredecessor fund

CDSC: Contingent Deferred Sales Charge Explained

CDSC: Contingent Deferred Sales Charge Explained
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Investment companyContingent deferred sales chargeInvestment company act

Form 485BPOS Northern Lights Fund

Form 485BPOS Northern Lights Fund
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