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Large numbers of people planning to borrow money this year to fund car purchases and holidays

Large numbers of people are planning to borrow money this year to fund things such as home improvements, buying a car and holidays.

Non-banks dominate consumer lending, except for mortgages

Irish drivers owe a combined €4.8bn on PCPs, hire purchase agreements and other asset finance contracts, mostly provided by lenders outside the main banks.

Cost-of-living crisis pushes consumers further into debt trap

2023 was characterised by steep inflation, rising interest rates. It reflected in the strain on consumers’ managing a cost-of-living crisis.

Global Consumer Credit Market Report 2023: Increasing

Three credit union market perspectives - Q3 2022

Consumer Credit Market Overview Credit unions and banks across the country are doing their best to interpret conflicting data points of consumer credit

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