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Let me talk about the sharing economy and how it plays into this. We define it broadly. We see it as a shift from a top down factory model of society to a pear to peer Network Model of society. Large corporations further consolidate wealth and power in the old system. The emerging sharing economy is democratizing wealth and Decision Making in new networking modes of production, consumption, and governance. The sharing economy is driven by economic, environmental, and social crisis, also new technologies come a new culture of sharing, and a new generation, the first one raised on the net where schering is part of their value system where sharing is part of their value system. There is car sharing, open source software. Coworking and the collaborative consumption companies with us today. Many of the legacy institutions have lost their capacity to serve in some cases. Or they have lost their credibility. All of these types of innovations, these share rubble innovations shareable innovatio

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