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On Economic Opportunity. They discuss needed investment in underserved low income communities and bridging the gap between rental markets and homeownership. This runs an hour and 20 minutes. Good afternoon. Id like to call the subcommittee on housing transportation and Community Development committee to order. I want to thank you as always, senator, to you and your staff for working with us on this hearing, which will focus on Community Development Financial Institutions or cdfis and how specifically cdfis can promote Housing Development and Economic Opportunity. I think that both the senator and i believe that everyone in this country should have the freedom and the opportunity to build the lives that they want, that this is the american dream. An essential Building Block for fulfilling this dream is that people have access to capital and lending and resources so that they can buy a home or build a Small Business or get an education. And we also know that not everyone has equal access

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