incredibly important and if they are stymied or if we are scared about going forward and not do what congress told us to do and not protect consumers or markets or the economic engine of our democracy. it s a little technical but i think very important and explain to people at home. you can trade derivatives which is something that is derived from an underlying asset value, right? a future, oil future or a bet on whether interest rates are going to go up or down. you can trade them on an exchange, right? yep. oil futures and pork bellys traded on an exchange. it s a clearinghouse everyone goes through a central institution, commodity futures exchange, for instance, in chicago. everybody it at the end of the day knows who owes what to whom. that is one way to trade. right. the other way to trade is what is called over-the-counter otc and literally involves another dude, do you want to buy this? that dude says i do at this price and you make the sale and