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Gerri we begin tonight with big wins for consumers tired of getting ripped off. Citigroup and m t bank joining the list of Companies Recently caught overcharging folks, trying to get away with it. Lets get to all of this with financial advisor, randy newman, founder of Wealth Management of the welcome back to the show. Great to have you here. Thank you. Gerri i want to show a full screen, a list of companies having to pony up dough because they did the wrong thing when it comes to consumers. Include large bank, citibank, smaller one m t, and at t. Is this a big day for consumers and is it a big win . Absolutely. Basically free market guy but when the free market does the wrong thing for the clients, smears, they have to be rain in customers. Gerri lets talk about each one of these and start with citi. This basically disagreement over advisory fees for an investment and a woman here right in the new york city area who says that she negotiated a fee of 1. 2 on thain investment and was ch

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