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In a time of uncertainty, short-term CDs earning high APYs are attracting people who want to put their cash in a safe place while not missing out on sizable returns. A laddering strategy adds flexibility to the mix.
For federal student loan borrowers facing the resumption of payments in October, today’s high interest rates present an opportunity: if you have extra money, should you pay down your loan faster, or would it be better to put it into a certificate of deposit or similar fixed income investment?