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Monetary policy and housing investment in the euro area and the United States

Why Bank Capital Matters - Federal Reserve Vice Chair For Supervision Michael S Barr, At The American Enterprise Institute, Washington, D C (Virtual)

<p><span>In my first speech as Vice Chair for Supervision in September, I said that the Federal Reserve Board would soon engage in a holistic review of capital standards. My argument, then and now, is that our review of regulatory policy must be a periodic feature of bank oversight. Banking and the financial system continuously evolve, and regulation must adapt to address emerging risks. Bank capital is strong, but in doing our review, we should and are being humble about our ability&mdash;or that of bank managers&mdash;to predict how a future financial crisis might unfold, how losses might be incurred, and what the effect might be on the financial system and our broader economy. That humility, that skepticism, will serve us well in crafting a capital framework that is enduring and effective. It will help make sure that we do not lose the hard-fought gains in resilience over the past decade and that we prepare for the future.</span></p>

Salary history and employer demand | VOX, CEPR Policy Portal

Salary history bans are increasingly popular in the US. Using a field experiment to investigate how salary history disclosures impact employer demand, this column finds that disclosing a high salary is often a signal of quality and yields higher salary offers. However, higher salaries can also make candidates too expensive to justify a callback. The authors find evidence that

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