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Only policies that have been in existence for at least three years and are still in effect at the end of the month in which the surrender application is submitted are eligible for surrender.

Yugal surakshaBal jeevan bimaOffice memorandumCheque for bankStandard operating procedurePost officeSurrender factorLife assuranceGram surakshaGram santoshWhole life assuranceGram suvidhaEndowment assuranceGram sumangalGram priyaGram bal jeevan bima