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Here s how much money it takes to be considered wealthy in the Bay Area FacebookTwitterEmail A couple poses for a photo in front of the Painted Ladies at Alamo Square. Douglas Zimmerman/SFGate Let’s state the obvious: It’s very expensive to live in the Bay Area.  San Francisco, Oakland and San Jose are constantly ranked in the top 10 most expensive cities to live in in the U.S. and while rents may have fallen during the pandemic, home prices have risen and costs of many consumer goods are projected to get even more expensive. Even with prices rising, though, Bay Area residents actually lowered their perspective of what it takes to be considered “wealthy,” according to 2021’s Charles Schwab Modern Wealth Survey. A Bay Area citizen now needs an average net worth of $3.8 million this year to be considered “wealthy,” compared to $4.5 million in 2020. 

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