if they don t economics will be if you know what i mean. bill you and is dennis were wonderful in salt lake city. i think you mean miller thanks. and we ll see you all in phoenix, la and washington d.c. and westbury, long island. bill, took the tip of the day and visited missing money.com. and found i was owed $100. and peel off $20 for charity tom. and finally tonight the factor tip of the day. many of us give to charity over hanukkah and christmas holiday season in general. we want to be smart about it, don t we. go to charity navigator.org. very honest web site. it rates the charity so you can be sure the money is used