don t take our homes. and jesse jackson s protesters are in the streets criticizing the banks. they claim predatory lenders tricked people into taking out unaffordable loans. but is that true? the federal reserve bank of atlanta found unaffordable loans are unlikely to be the main reason that borrowers decide to default. if predatory lending isn t the main driver of default then what might be? you walk away.com. companies that encourage people from walk away from commitments sure don t help. you walk away.com. sounds something dirty about that like walk away from responsibility. that s the myth, i think, in society that there is this moral obligation to continue paying a mortgage. john: there is. there is no think obligation. chad ruyle calls it a strategic default. if your house is worth less than your mortgage, just stop paying.