and i actually came up with a much bigger number in my book i covered this because the real cost of smoking also includes what you lose on the value of your home. if you re a smoker and you smoke in your home, and we bought a home from a smoker, you re saving almost 10%. you re losing about 5% to 15% on average the research shows on the value of your home, your car, the cost it takes for to you take care of your teeth, which have a lot of damage, and also your clothes. okay. all the more reason, everybody. live more healthfully for that reason. it will be less expensive for you too. absolutely. what about saving money in other ways? say, buying a use the car instead of a new car. i m a big fan of this one. cpo is the way used is cpo. certified preowned. when you drive off that lot, you know you that lose anywhere from 10% to 20% of the value of the car, even more depending on the model of the car. edmunds.com is a great depreciation calculator. you can go before you buy a c