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For the sake of its students, Boise State should cut ties with payday lender

Boise State shouldn’t be in bed with any business from the payday loan industry, which preys on the most vulnerable and desperate and charges exorbitant interest rates. | Opinion

United statesSouth dakotaMary rohlfingScott mcintoshChadd cripeJim keyserPatricia nilssonBryan clarkDana olandDollar loan centerBoise stateIdaho statesmanPayday lenderDollar loan centerCenter for responsible lendingIdaho statesman

Report addresses cost of NC judges converting criminal cases to civil court

New report found North Carolina judges converted 375,000 misdemeanor cases into civil penalties between 2017-2021, but collected less than 5% of the fines.

North carolinaUnited statesBillo neil12 newsCenter for responsible lendingNc administrative office of the courtsCivil finesOrm 415Local newsEws googleEws google comEwsbreakapp comNorth carolina

Student loan debt is a crisis for Black America, Democratic lawmaker says

86.4% of Black bachelor’s degree holders and 81% of Black students pursuing master's and doctoral degrees borrow for school.

United statesJaylon herbinBecky pringleSupreme courtNational education associationDepartment of educationLegal defense fundPublic service loan forgivenessTeacher loan forgivenessValuable educationResponsible lendingFederal reserve boardPresident bidenHigher education actAyanna pressleyStudent debt

Research calls for predatory payday lending regulation

A lack of regulation leaves vulnerable the 12 million people in the US who take out payday loans each year.

United statesDistrict of columbiaTodd schwartzYasmin farahiConsumer financial protection bureauUs supreme courtSenate committee on bankingSmall dollar loan programOffice of the comptrollerNational conference of state legislaturesResponsible lendingMilitary lending actNational conferenceVehicle titleCertain high cost installment loansSenate committee

Beware Companies Selling Credit Repair Services

Consumers have a right to dispute mistakes on their credit reports. But if they’ve made late payments, that can’t be erased, consumer experts say.

United statesRohit chopraEricm kamerathJonah kaplanAndrew pizorBruce mcclaryDavid silbermanConsumer financial protection bureauNational foundation for credit counselingDistrict courtNational consumer law centerJustice departmentProgrexion marketingLexington lawNational consumer lawFederal district court

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