financial reform law that says the fees on debit cards is unconstitutional and the government is swinging back but first the chairman and c.e.o. of ccf financial. your suit is about when the government tried to crack down on credit card fees and charges, they swept into that debit card fees and charges and that is your lifeblood. guest: two aspects. they pass add law that says basically i can t make a profit in this thing. they have only, the way the law is written, i can only recover a portion of my costs which is unconstitutional. and the second part is, it only applies to some banks. that is unconstitutional, as well. it is a violation of equal protection. so, there is only . neil: the big guys, $10 billion and over guys. guest: it applies to the $10 billion, 90 banks out of 7,000. neil: but they have other businesses which to rely.