People across northern Australia are paying more than $2,700 on home and content insurance than others around the country, due to devastating cyclones and floods. Home premiums for those at the top end, from Queensland s Rockhampton to across the country to Karratha in Western Australia, have surged in the wake of multi-million claims related to weather catastrophes over the past decade. Residents are being quoted around $4,675 to insure their home and contents, compared to $1,908 for others around the country, according to financial comparison site Mozo. The average combined home & contents sum insured for both regions was around $615,000, according to Mozo, which analysed 160,000 quotes from 44 insurance companies for homes across Australia.