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for airline miles and hotels before signing up, know thyself and the perks you ll use most, whether it s cash, discounts on gas and groceries or travel. lending tree says some of the best no-fee credit card offers are city double cash, the amex cash magnet, and the wells fargo active cash card. what are some things to watch out before signing up for a card? what s really important is to look at how much the annual fee is. reporter: be aware applying for new cards could affect your credit score and if you don t want a new credit card, call your current company to negotiate ask to have your annual fee or late fees waived, or for a lower interest rate on your debt. a recent lending tree survey found more than 80% of card holders were successful when they just asked for some help. lester all right, vicky, thanks up next, two of america s greatest olympic superstars