John McCartney: Good morning, and welcome to Scotiabank s 2024 Second Quarter Results Presentation. My name is John McCartney, and I m Head of Investor Relations here at Scotiabank.
Operator: Good morning, and thank you for standing by. Currently, all participants are in a listen-only mode. After management s discussion, there will be a question-and-answer session.
Operator: Ladies and gentlemen, thank you for standing by, and welcome to Huize Holding Limited First Quarter 2024 Earnings Conference Call. [Operator Instructions].