Some of the top rates for today are from regional institutions. The first is Kentucky-based MapleMark Bank which is offering a 12-month CD with 5.75% APY. The limited-time offer requires a minimum.
To find the best CD accounts, GOBankingRates analyzed the accounts available across the biggest 100 banks in terms of total assets and select online banks with over $1 billion in total assets. Accounts were ranked based on their institution's total assets, number of branch locations, minimum deposit to open an account, 12-month CD APY rate, 60-month CD APY rate and mobile app ratings.