consequences there, at least for a while. chris from los angeles has this e-mail. my wife and i are thinking about choosing a high deductible insurance plan this year. it would come with a flexible spending account. it s just the two of us. we think this would cut costs. what do you think? sometimes, dave, people do this because then their premium goes down, right? exactly. the higher the deductible on any kind of insurance, drops your premium. health insurance is a really good place to do that, as long as you have your emergency fund in place. the flexible spending account goes with your employee benefit package. that s a cafeteria plan. that means the company gives awe certain amount of money to spend on different benefits. you could spend it on things that the deductible doesn t cover and those kinds of things. but as long as you got an emergency fund, i really recommend raising your health insurance deductibles. gretchen: thanks so much for that great advice and getting us read
jury can compromise. they could charge with murder two expecting a compromise at manslaughter. if the prosecution charged with manslaughter there is no compromise, it would be guilty or not guilty of murder. there are some internal degrees of manslaughter we would need to know more of the facts to find out if it could fit. shepard: possibility of other charge, as well, i assume assault with a deadly weapon. drew: those offenses will be considered because as the judge said, a prosecutor wants to present a laundry list so a jury has a menu to look at and if this is compromise they can choose something that would give them a verdict and give them a sentence involving incarceration. shepard: it is like a cafeteria plan, if you are in the cafeteria and there is chicken and meatballs and you want steak but there is no steak, you cannot have it. they is to put egg on menu so
reputation. what pressures he may have faced who knows. shepard: you brought up human rights? judge napolitano: i does. the constitution requires the federal government to pay back debt. but the federal government has looked the other ways in many areas of the constitution, like who can start a war? can people be tortured? can they be tried before a military tribunal so if they avoid some parts of the constitution will they avoid others? the economist did not make the argument but it is an argument being made when you talk whether the federal government will pay back its debt. shepard: so if the constitution is not a cafeteria plan, can you not just pick and choose which entres you want, in other words you cannot take part and not all. jug judge napolitano: they took an oath to withhold the constitution f they raise the doubt ceiling, rather if