Operator
Welcome to the Cadence Bancorporation Fourth Quarter and Full Year 2020 Earnings Call. Comments are subject to the forward-looking statements disclaimer, which can be found in the press release and on Page 2 of the financial results presentation. Both of those documents can be located in the Investor Relations section at cadencebancorporation.com. [Operator Instructions]
I would now like to turn the conference over to Paul Murphy, Chairman and CEO. Please go ahead.
Paul B. Murphy
Chairman and Chief Executive Officer
Good morning, and thank you all for joining us. Joining me today on the call are Valerie, Sam, Hank and Billy Braddock, the least familiar to many of you, but not all of you. He is now serving as our Chief Credit Officer. When we started Cadence 11 years ago, Billy was one of the first people I asked to join me. Billy is a 26-year veteran of banking and business in Houston. He is very disciplined in his approach to credit. He s thorough, has a great eye f