<p><span>Thank you to FIA and SIFMA. It is a daunting task to give a keynote on a Friday that is the last day of a conference—particularly a conference that has had engaging substantive heavy content. It’s been such heavy content that some of you plunged yourselves into the freezing cold ocean after yesterday’s panels.</span><span> Please don’t do that after my speech, where I am going to talk about cyber risk and climate risk— two topics that I will admit can feel daunting.</span></p>