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all housing is local. the rebound in housing prices has been mind-boggling. it really has been. it s becoming a major deterrent. there is no doubt some places where home prices start to pull back you ll see would be buyers get off the fence but they need a mortgage rate that s appealing as well. bill: quickly on the fox poll. the issues important to voters. healthcare, check in number one, economy was number two, you would expect it to be number two. down the line taxes only at 44%. when you think about the economy in a national election or mid-term that we have in 18 months i m sorry, 18 days. julie: you wish. bill: it is number two because things are cooking along? i m surprised it s that high because it is going so well. typically these polls reflect what people are concerned and worried about. so most 3.7% unemployment most people aren t worried