it stimulates the economy and stock market but hurts savers. my parents are retired, buy cds. inflation 1 1/2, 2%. they get 1% maybe on a cd. you don t think they will raise rates but if we get jobs numbers on friday and they are solid might you change your mind. the fed is talking a lot right now. it s not a clear decision for them and 25 basis points is all they would raise on the short end, wouldn t be a bad deal. when you see the dow drop 470 points, it s tempting to start re-evaluating, moving from stocks to bonds. how do you stay calm among that volatility? fear is not a strategy, right? you have to take a big view of your allocation. people get out when they are emotional. you have to go against your honor instincts. when you want in, when it is