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EDWARDSVILLE - A man who suffered fire damage to his commercial property is suing his insurer for allegedly failing to pay the full assessed value for the property.
Roberts
BELLEVILLE An Illinois-based debt collection company is facing a class action, alleging it deceptively tried to collect time-barred debts.
Mackenzie Hise, formerly known as Mackenzie Brown, individually and on behalf of all others similarly situated, filed a complaint Feb. 16 in the St. Clair County Circuit Court against Enhanced Recovery Company LLC, alleging violation of the Fair Debt Collection Practices Act.
According to the complaint, Hise received a dunning letter from Enhanced Recovery on Jan. 13 alleging she had a $565.70 debt owed to Sprint. Hise alleges the letter stated it was from a debt collector and that she had not had an account with Sprint since moving to Illinois or made a payment to Sprint in the last nine years.
EDWARDSVILLE An insurance policy holder filed a class action against an insurance carrier she alleges is illegally underpaying for claims by miscalculating depreciation values.
Pauline Willis, individually and on behalf of others similarly situated, filed a complaint Jan. 15 in the Madison County Circuit Court against AmGuard Insurance Company, alleging breach of contract.
According to the suit, Willis purchased an insurance policy from AmGuard for her residence on Warren Avenue in East St. Louis, which was in effect from Oct. 31, 2019, through Oct. 31, 2020. She alleges her residence suffered damage covered by the policy on April 27, 2020.
Willis alleges that AmGuard s adjuster determined her covered loss to be $97, 209.48, and that AmGuard subtracted $27,558.37 from the replacement cost value (RCV) for depreciation, which resulted in a $69,651.11 actual cash value (ACV) on the claim.