collapse. take a listen. i would say the probability of it happening again in our lifetime is as close to zero as i could imagine. and you say that because? the way these firms are managed, the amount of capitol that they have, the amount of liquidity they have, the changes in their business mix, it s dramatic. that s just from september 5th. that s recently. and i feel comforted. you guys, that s right, right? that s correct? this is the policy of the obama administration, is the same policy is that of wall street, is extend and pretend. or fake it until you make it. if we say that everything is okay, if we tell everyone that everything is okay, everything is really okay. but it has been okay for five years. here is where the white house will come back at you. tell that to someone who s making less than $30,000 a year. all of that i agree with. but we re talking about the stability of the financial system. take away, for a second, the fact that we have this massively