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Pay attention to this number when you open a savings account

APY and interest rate are related, but there are some important differences.

Lauren williamsonSarah li cainHome services editor for the hearstBusiness insider hearst televisionAccredited financial counsellorEditorial disclosureHome services editorHearste commerceEcm htvCm national evergreenCm red venturesCm savings

High-yield savings account vs CD: Where to put your money

Both high-yield savings accounts and CDs can give you a higher than average interest rate, but there are some important differences.

Lauren williamsonSarah li cainBusiness insider hearst televisionApynewtek bankApytotal direct bankAlliant credit unionHome services editor for the hearstAccredited financial counsellorBanking directDirect bankFive directSavings directHome services editorHearste commerceEcm htvCm national evergreen

High-yield savings account vs CD: Where to put your money

Both high-yield savings accounts and CDs can give you a higher than average interest rate, but there are some important differences.

Sarah li cainLauren williamsonApynewtek bankAlliant credit unionApytotal direct bankHome services editor for the hearstBusiness insider hearst televisionAccredited financial counsellorBanking directDirect bankFive directSavings directHome services editorHearste commerce

How to build credit

Establishing a credit history is important for getting approved for loans, as well as qualifying for the best rates.

Lauren williamsonSarah li cainFinancial services editor for the hearstBusiness insider hearst televisionAccredited financial counsellorRental kharmaExperian boostFinancial services editorHearste commerceEcm hnpCm national evergreenCm red venturesCm savings

How to build credit

Establishing a credit history is important for getting approved for loans, as well as qualifying for the best rates.

Sarah li cainLauren williamsonFinancial services editor for the hearstBusiness insider hearst televisionAccredited financial counsellorRental kharmaExperian boostFinancial services editorHearste commerce

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